BUSINESS OWNERS PACKAGE – BOP
A potential Bargain source of Insurance

Rather than purchasing separate property and liability coverage, you, particularly if you are a small business, ,may want to lump them together in what's known as a Business Owner's Package policy (or BOP). For eligible small and medium-sized businesses, a BOP is a comprehensive package that is a potential bargain source of insurance.

Elements of BOP

Like general property insurance coverage, the property portion of the BOP offers named perils or all risk coverage. Some policies will even include other types of property-related insurance such as extra expense coverage as part of the package.

The liability portion of a BOP is structured quite similarly to a stand-alone Commercial General Liability (CGL) policy. Contact us 408-244-1316 for a standalone policy if you desire higher limits.

As an add-on, you may also want to consider professional liability insurance, which protects you from losses or expenses resulting from claims of errors or omissions or negligence in your business.

Call us 408-244-1316 to assist you in deciding if you need this valuable feature.  And how you can get it.

We at Jay Fernando Financial believe that the best feature of the BOP---aside from its low-price, is that you can purchase only those add-ons that you want.

Our BOP bargain package includes Business interruption insurance.  Business interruption insurance covers lost income and expenses incurred when a company suffers disaster-related damage. Operating expenses that continue to roll in even if business is suspended, including payroll, are also covered.

Contact us 408-244-1316 to see if you qualify and if this is the right package for you

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Fill & Quote - Take a minute to download the form and answer the simple questionnaire and then either email it or fax it back to us. We will get in touch with a special quote.

"The BOP is a proven cost -effective solution. Contact us to see if you qualify"
-Jayal Fernando