INDIVIDUAL HEALTH PLANS

Blue Cross of California - Blue Cross offers a broad range of Health plans, varying costs, levels of health coverage and accessibility to health care. The plan type you choose will determine how you select and access health care services.
The PPO Plans offer you most flexibility in your choice of doctors and hospitals while HMO Plans cover more costs of your health care than any other plan type. Blue Cross also offers Short Term Health coverage for permanent legal residents of California and residents of the United Stated for al least three months. You could decide the length of your coverage and the deductible for coverage from 30-185 days. These plans are for those who are between jobs or waiting for permanent coverage. 

Blue Shield of California - If you are looking for long-term health coverage, blue Shield offers HMO & PPO Health & Dental Plans. For those who need the ability to be able to use network specialists without a referral Blue Shield has PPO Plans with a choice of deductibles. The HMO Plans offer lower out of pocket expenses and low office visit co pays for people who go to the doctor frequently. You could choose your own personal physician and get easy access to specialists plus a wide range of benefits.
The Blue Shield short-term plans are perfect for those who are waiting for permanent coverage, changing jobs or going to school. It is affordable and easy to enroll and you can get next day coverage upon approval.